The FA Watts Investment Philisophy…
And The Difference It Makes To You, Our Client

What Do We Mean By ‘Wealth Management’?

The aim of the Wealth Management Process is to combine 2 professional skills, aimed at ‘changing the conditions of your financial life’:
• Financial Planning, and
• Investment Management

For you, our client, this means that we provide the partnership and support to help you:
• Plan for a meaningful future, and
• Take control of the wealth you accumulate.

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Real Growth of Your Capital

Not surprisingly, part of Investment Management is the aim of growing money in real terms. That is, working to keep the buying power of your capital growing faster than the eroding impact of inflation.

With this in mind, it is widely acknowledged that your investment needs to benefit from the influence of financial instruments such as Gilts, Fixed Interest Securities, Property and Equities. To rely on cash-based deposits will simply not meet what’s required

Timescale (Not Timing) Is Important

To attain more consistent, long-term, real growth of capital and income… two principles must be applied, in our view:
• You must be prepared to hold your investments over a reasonable period of time, and
• Equities or shares need to be considered as part of the investment mix

A balanced investment portfolio – carefully structured in line with your changing situation and attitude to risk – is the cornerstone of our Investment Philosophy for our clients

Portfolios Founded On Rigorous Research

We operate a number of ‘model portfolios’ for our clients.
This allows us to more easily select the type of portfolio structure best suited to your individual needs and views.

Within each model, your investment will be allocated to different asset sectors e.g. Property, Gilts, Cash, Fixed Interest, Equities in different percentages.

The Hub of Our Wealth Management Service To You

What sets our investment service ‘apart from the crowd’ is the specially-designed ‘Wrap Investment Management Service’.

This cleverly designed structure (driven by carefully-honed technology) makes working together on your investment strategy so much simpler and effective.

Your investment portfolio becomes:
• Easier for you to understand
• Easier for you to delegate the tedious administration
• Easier for us both to monitor
• Easier for us – your advisers – to consistently manage
• Quicker for us to more accurately restructure – to match your changing
   situation and attitude

Easier. Quicker. More accurate.

Isn’t that the kind of service you want from your Professional Adviser?

The Importance of Our Ongoing Wealth Management Relationship

This highlights two important elements in our relationship:
• Your circumstances are almost certain to change, and
• Your attitude to investment risk might also change.

Regularly reviewing these two elements is an important responsibility within our service to relationship.